Hello, to upgrade to a "one-card" gold card account, you need to fully convert the average daily assets of the branch to be opened last month into RMB 50,000 (inclusive) under the same ID number and account name.

You need to bring your ID card to our counter to change it (the card number will change). We don't charge an annual fee for the one-card account, but we will charge an account management fee for accounts with monthly assets below 50,000 yuan. Different cities have different charging standards. You can call 95555-2 manually or contact "Online Customer Service" for detailed consultation. Gold card has preferential charges, such as: there is no handling fee for withdrawing money from the ATM of China Merchants Bank in the same city or in different places, and deposit money in the deposit machine (whether in the same city or in different places) is free. At the same time, the handling fee for transferring gold cards through online banking in China is free (free on the day of opening an account).