It is absolutely not illegal to lend your credit card to others if they use it normally. There are two factors: when you lend the card to the other party and tell the other party the password, it means that you have authorized the friend to use it; the other party has not used the credit card for illegal or criminal activities. But there are risks in lending your credit card to others. If the other party swipes the card but repays it after the due date or fails to repay it overdue, it will have a negative impact on your personal credit score. You may even need to repay it yourself and pay the overdue amount. Interest etc. Therefore, if you are not a close relative, try not to lend your credit card to the other party to protect your property and personal credit. Lending a credit card to others carries a relatively high risk for the cardholder. Once you actively provide the credit card to others, the debts caused by others' malicious overdrafts will need to be repaid by the cardholder himself, and in While lending your credit card to others for use, if the credit card is lost or stolen, you will not be able to enjoy the bank's card loss protection and other services. If a credit card is overdue, the cardholder must bear the consequences of the overdue payment. Usually, an overdue credit card will cause adverse consequences. Late fees. When a credit card is overdue, the bank will charge overdue fees to the cardholder. The longer the overdue period is, the more overdue interest will be generated; bad credit. Credit card overdue records will be uploaded to the central bank's credit reporting system. If an individual's credit reporting is poor, subsequent credit business transactions will be affected.

Lending a credit card to others is very risky. Once you take the initiative to lend your credit card to others, the cardholder must be responsible for repaying the credit card debt caused by malicious overdrafts by others. If the credit card is lost or stolen while others are holding the card, you will not be able to enjoy the bank's card loss protection and other services. All losses will be borne by the cardholder himself. What's more, if other people's credit card cash-out, fraud and other behaviors that occur while holding the card involve legal liability, the cardholder himself cannot escape responsibility.

Legal basis: Article 177 of the "Criminal Law" stipulates: "Whoever interferes with the management of credit cards under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall be fined concurrently or separately a fine of 10,000 yuan. A fine of not less than RMB 100,000 but not more than RMB 100,000.