1. Credit card balance refers to: the credit card holder’s current credit card overdraft limit, that is, the amount that needs to be repaid;

2. Credit card available balance refers to: the current credit card balance The amount used.

3. So if you want to know how much credit is available on your card, you need to check the available credit limit.

4. The specific calculation method is: credit limit - unpaid amount that has been paid out - accumulated amount that has been used but not recorded in the account = available limit.

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