0.65 to 0.8 percent. According to the official website of Zhongyuan Bank, the rate for the 3rd period is 0.8%; the rate for the 6th period is 0.7%; the rate for the 9th period is 0.65%; the rate for the 12th period is 0.65%; the fee rate for the 18th period is 0.65%. The rate is 0.65%; the 24-period rate is 0.7%.