Hello, it is quite easy to apply for a credit card from China Guangfa Bank, as long as you meet the following conditions:
1. The applicant must be over 18 years old and have all the necessary qualifications. Capacity for civil conduct.
2. Customers can apply for supplementary cards from the bank at the same time, and one main card can have no more than two supplementary cards at most. Supplementary card transactions will be credited to the main card account, and the main card and supplementary card customers must bear joint liability for the repayment of all debts in the GF card account.
3. Customers should provide true, complete, detailed and valid information as required by the bank. The bank has the right to consult, collect, obtain, hold and use any information related to the customer's property and credit status from any relevant party, including the People's Bank of China's basic personal credit information database. These information, including the application documents and accompanying documents filled out by the customer, will be retained by the bank regardless of whether the Guangfa card application is approved, and the bank has no obligation to return it. The bank promises to keep the above customer information confidential.
4. During the existence of this agreement, if the above information changes, the customer should promptly notify the bank to apply for modification. The customer shall be responsible for any losses caused by inaccurate or incomplete information provided by the customer, or untimely modification of the information.
5. During the existence of this agreement, the bank has the right to review relevant information from relevant parties, including the People’s Bank of China’s personal credit information basic database, at any time to determine the customer’s credit status.
< p>6. The bank has the right to provide the above information to the financial industry association, social credit agencies or other financial institutions based on the needs of credit status investigation or case investigation.