Usually, many people have used their Ping An credit cards well before, and suddenly they can't swipe their cards. Only by calling customer service did I know that Ping An Bank's credit card was temporarily protected and the bank restricted its use. So why is Ping An Bank's credit card temporary insurance so? How to restore the original state? Let's introduce it to everyone.

Why is Ping An Bank's credit card temporarily protected?

Temporary protection of Ping An Credit Card is an effective measure for Ping An Bank to ensure the safety of cardholders' use of the card, mainly because the banking system monitors the credit card system. In order to avoid unnecessary losses of cardholders and reduce the risk of being stolen, credit cards will be temporarily frozen.

Under normal circumstances, if the cardholder's transaction is abnormal, such as frequent off-site consumption, or repeated input of wrong password, abnormal business hours consumption, etc. It is most likely that the credit card is temporarily protected, and the credit card in the temporary protection state cannot be consumed or withdrawn.

How can I recover?

If the temporary protection is caused by a wrong password, it will be automatically unlocked the next morning. In other cases, you need to call customer service to unlock it. The customer service department will determine that it is using the credit card itself, and then the system will evaluate the risk of the current card. Cancel the credit card if it is considered risk-free.