Credit cards can be repaid in advance, but the repayment time is best between the bill date and the repayment date. If the repayment is made before the bill date, but not paid off, then it will still need to be paid after the bill date. Make one more payment, otherwise it will be considered overdue.

1. Minimum repayment amount definition: The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), the cardholder can pay the minimum repayment amount stipulated by the card issuer. However, you cannot enjoy the interest-free repayment period. The minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum repayment amount is listed on the current bill;

2. If the credit card repayment amount is greater than or equal to the minimum repayment amount but less than the full repayment, the minimum repayment amount will be defaulted to;

3. Minimum credit card repayment, interest is calculated at 0.05%, and will be charged starting from the day of consumption.