The withdrawal interest of Ping An Bank's credit card is calculated according to the withdrawal amount and time. Cash withdrawal interest shall be calculated at a daily interest rate of 0.5 ‰ from the time when the cash withdrawal amount and cash withdrawal handling fee are generated, and compound interest shall be calculated monthly until the cash withdrawal amount is fully paid off. Suppose the cardholder uses a credit card to withdraw 10000 yuan, and repays it after 7 days. The interest of withdrawal = 10000 * 0.05% * 7 = 35 yuan.

2, Ping An Bank credit card withdrawal fee:

Ping An Bank needs to charge a handling fee according to a certain proportion of the withdrawal amount, which will be generated on the next day of the withdrawal trading day. Domestic cash withdrawal charges a handling fee of 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction; A handling fee of 3% of the cash withdrawal amount is charged for overseas cash withdrawal, with a minimum of $3 per withdrawal.

Extended data:

Ping An Bank Credit Card Cash Withdrawal Method

1.ATM cash withdrawal:

1. In China, you can withdraw RMB cash from the ATM of Ping An Bank or the ATM of other banks with UnionPay logo with your credit card and transaction password.

2. Overseas, you can withdraw local currency by credit card and transaction password at the ATM with the same logo as the card (UnionPay, VISA, MasterCard or JCB).

2. Withdraw cash at the bank counter:

1. In China, you can withdraw RMB cash at the counters of Ping An Bank branches with your credit card and transaction password;

2. In foreign countries, you can withdraw local currency at the bank counter with valid ID card and credit card (UnionPay, VISA, MasterCard or JCB).

Ping an bank-cash installment