Such questions are not conducive to your friends or your outlook on life at all.

Will affect the mentality.

The so-called professionals are nothing more than judges or lawyers, but here, most people see little, let alone them.

Credit card fraud is a serious crime.

Judges and banks will not listen to the cardholder's reasons, but will only identify the facts, that is, malicious arrears.

If the cardholder fails to pay it back within the time limit, he will send a lawyer's letter, serve a subpoena and go to court at a certain degree and time.

Being sentenced is common.

Sentencing depends on the actual situation of individuals, which varies from person to person and has no reference.

My friend owed 59,000 yuan, was fined 25,000 yuan and sentenced to two years in prison.

Simply put, pay it all off and everything will be fine.

It is irrational to want to go to jail in order to offset the arrears.

Losing freedom is terrible.

Find friends and family to borrow money to repay, do part-time work by yourself, and do what you can.

Attitude is very important, even if it is a little bit that you can do first.

good luck