Recently, some criminals use forums to lure netizens to phishing websites for transactions, and then intercept netizens’ shopping information and use them as bait to commit fraud. In order to ensure the security of your credit card, you must do the following four things:

First, any request for an SMS verification code is fraud. The SMS verification code is a 6-digit number sent by the bank or payment institution to the cardholder through a short message after the consumption order is generated. It is a one-time password for online transactions. If informed of fraud, the funds in the card will be threatened. .

Second, don’t trust unknown phone calls or text messages. Fraudsters will be fully prepared before committing fraud and can even accurately tell the cardholder's previous transaction behavior and payment information. If you receive a call or text message from an unknown person telling you some bad news, don't be anxious at this time. If you are worried, do not call the number left in the text message. You can consult the official customer service phone number.

Third, be wary of so-called "security centers" and "authentication centers." Scammers sometimes send so-called "Security Center" and "Authentication Center" URL links to cardholders through QQ, SMS or other communication tools, asking them to fill in relevant information here to obtain a refund. In fact, these are often fake websites, and when cardholders enter their information on these websites, fraudsters can use this information to make fraudulent purchases.

Fourth, if you discover that you have been deceived, you should immediately call the official customer service number of the card-issuing bank. If you find that your credit card has been stolen, you should immediately call the official customer service number of the card-issuing bank printed on the credit card to report the situation, freeze the credit card, and call as soon as possible to effectively reduce losses.