Related to the review time.

Generally speaking, if your online credit card application is rejected on the same day or the next day, that is to say, the record date is updated once and then rejected, it is very likely that you have entered the gray list and your application will be directly rejected. The system was shut down and there was no manual review at all.

Call customer service and find a human to ask the reason for rejection of the application record. Generally, customer service will say that the comprehensive score is insufficient. In this case, you only need to ask the following rejection code. If the answer is 942, then congratulations, you have entered the gray list.