As more and more new users register for ETC, some questions have also arisen. Many car buyers are very concerned about whether ETC should be charged. There are also bank staff who are aware of ETC. The card surcharge is 3 yuan per month. How is ETC charged? Let’s take a look at the ETC charges of each bank.

Shouldn’t ETC be charged?

Many people are concerned about whether ETC has an annual fee. How much is the annual fee for ETC? Let’s take a look at the ETC charging standards of various banks:

1. ICBC ETC

Advantages: Ask for overpayment and waive service fees; ICBC ETC bank credit card waives annual fees within the validity period; swipe the credit card every year Five times, if you spend up to RMB 5,000, you will be exempted from the annual fee or the annual fee of exchange for a general-purpose card of RMB 2,000; you only need to pay a service fee of RMB 20 to report a loss.

Disadvantages: Two yuan of text message service fee is deducted every month; the score required to redeem gifts is relatively high, and there are few types of gifts.

2. CCB ETC

Advantages: SMS service fees are completely free; withdrawal interest rate is only 0.5%; loss report handling fee is 50 yuan; annual fee is waived in the first year, and gold card annual The annual fee is 160 yuan, and the annual fee for regular cards is 80 yuan. If you swipe the credit card three times, the annual fee is waived;

Defects: For ETC bank credit cards with vehicle functionality, there are car wash promotions, but The annual fee of 200 yuan is not exempt; the number of gifts that can be exchanged for _ points is small and the quality is weak.

3. Agricultural Bank of China ETC

Advantages: The service fee for account cancellation and withdrawal procedures is only 1%; the SMS service is completely free; the loss report service fee is 50 yuan; my Platinum Card is a first-class card year The annual fee is 580 yuan/year. The supplementary card is exempted from the annual fee in the first year. The annual fee is waived in the second year after 12 purchases. The annual fee for the personal gold card is 160 yuan/year. The supplementary card is 8 Zero yuan/year, no annual fee in the first year, and no annual fee in the second year after spending 5 transactions.

Disadvantages: There are fewer types of redeemable gifts; fewer types of credit cards; and the steps to open a card are relatively complicated.

4. Bank of China ETC

Advantages: SMS service is completely free; withdrawal interest rate is 1%; loss report handling fee is 40 yuan; annual fee is waived in the first year, and swiping is completed 6 times in the second year No annual fee.

Defects: Exchanging gifts requires high test scores and fewer types of gifts.

The annual fee standard for ETC of Postal Bank financial institutions: the annual fee for the gold card is 125 yuan/year, and the annual fee for the ordinary card is 50 yuan/year; if it is used 6 times a year, it will be waived by the original bank. Annual credit card fees.

The annual ETC fee standard of China Merchants Bank is: 100 yuan/year for ordinary cards and 50 yuan/year for supplementary cards; 300 yuan/year for gold cards and 150 yuan/year for supplementary cards. The annual fee for the second year will be waived if you make 6 transactions or more.

Guangdong Development Bank ETC annual fee standard: ordinary card 40 yuan/year, supplementary card 30 yuan/year; gold card 80 yuan/year, supplementary card 48 yuan/year. The annual fee is waived in the first year, and the annual fee in the second year is waived if you make 6 purchases.

Bank of Communications ETC annual fee standard: 120 yuan/year, the annual fee is waived in the first year, and the annual fee is waived in the second year if the payment is made 6 times.

The surcharge for ETC cards is 3 yuan per month

The surcharges for ETC debit cards are really varied, and Alipay wallet ETC applications also deduct a 1% surcharge. Indeed, in some areas There is a surcharge for ETC. Generally, ETC charges 3 yuan per month, so you must first understand it clearly when applying at etc. Express Card service points.

Related hot search list

①How much does it cost to apply for ETC per year?

②Disadvantages of installing ETC

③How about fast ETC Charges

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