Repaying an overdue credit card will not directly lead to jail time. The following are relevant explanations:

1. Civil disputes: Overdue credit cards are civil disputes, usually a type of debt relationship. Late payments may result in the bank taking legal action to recover the amount owed, but this does not mean detention or jail time.

2. Criminal law liability: Overdue credit card repayment does not involve criminal law crimes, so it will not directly lead to jail time. Criminal law generally applies to intentional crimes involving fraud, theft, etc.

3. Civil procedure: If overdue debt triggers litigation, the court may require the debtor to bear relevant civil liabilities and take enforcement measures. However, even at this stage, it does not directly lead to jail time.

Summary:

Late payment on a credit card will not directly lead to jail time, but it may trigger legal proceedings to hold the debtor accountable. It is recommended that users actively communicate with banks and seek solutions to avoid further legal disputes.