Ledangjia Financial Card is a multi-currency comprehensive financial product provided by China Construction Bank for middle and high-end customers. It has many functions, such as one card with many accounts, comprehensive management, contract financing, automatic transfer, overseas transactions, global use, collection and payment, SMS notification, personalized number selection and so on. You can also enjoy many distinguished services such as financial consultation provided by China Construction Bank, which is also a symbol of the distinguished status of customers. Ledangjia financial card has platinum card, gold card and silver card for customers to choose from.
1. One-card multi-account, fully manage your Ledangjia wealth management card. In addition to current and fixed deposit accounts in RMB, USD, HK$, Japanese yen, Euro, British pound and other currencies (hereinafter referred to as local and foreign currencies), you can also link other accounts of China Construction Bank with Ledangjia wealth management card to make overall arrangements for funds.
2. Sign up for financial management and transfer money automatically (registration is required). You can register a variety of automatic deposit businesses, such as changing current account into current account, changing current account into fixed account, changing current account from fixed account, changing current account into notice, changing notice into current account, voucher-type treasury bonds deposit, automatic remittance, etc. The bank will automatically allocate funds for you according to your contract.
3. For overseas transactions, it is universal (it needs to be signed). You can spend money at more than 2,000 merchants with VISA or MasterCard logo in more than 200 countries and regions around the world, and withdraw local currency from nearly one million ATMs, making your overseas travel more convenient and chic. You can also apply to our bank for automatic purchase of foreign exchange RMB deposits.
Moreover, Ledangjia wealth management card holders withdraw cash at the ATM of Bank of America, free of handling fees (currently 3% of the withdrawal amount, with a minimum of $3) and a service fee of about $2 per transaction (currently, Bank of America collects this fee in 14 state). Bank of China is one of the largest financial enterprises in the world and a strategic partner of China Construction Bank. It has nearly 65,438+07,000 ATMs in the United States, which can provide 24-hour card service.
4. SMS notification, safe and considerate (need to sign for opening). China Construction Bank will provide real-time notification of account amount change, expiration reminder, family greetings, financial information services and other services for Ledangjia wealth management card customers through SMS, so that you can know your financial situation like the back of your hand.
5. Investment and wealth management, maintaining and increasing value. With the Ledangjia wealth management card, you can handle a series of investment and wealth management businesses such as foreign exchange trading, voucher-type treasury bonds, funds, bank-securities transfer, and customer margin services. , is a good financial helper for you to get higher income.
6. Collecting and paying on behalf of others is convenient and flexible. You can use the Ledangjia wealth management card as a payroll account, and it can also be used to withhold and remit related expenses, so as to avoid the trouble of withdrawing cash and paying cash.
7. Convenient number selection and identification. Customers who hold Ledangjia Financial Platinum Card or Gold Card can choose personalized card number according to their own preferences, reflecting your distinguished status.
8. Complete reconciliation and send it regularly (signature is required) In order to let you fully grasp the income and expenditure of the account, China Construction Bank can send a comprehensive statement to platinum card and gold card customers every month, and all the transaction records in the account can be seen at a glance.
9. Wide channels and convenient card use. In addition to counter transactions, transactions can also be made at special merchants and self-service devices (such as ATM, CDM ATM, self-service terminals, etc.). ), telephone banking and online banking, experience the fun of using cards anytime and anywhere.
10. Distinguished service and excellent value. Customers who hold Ledangjia Financial Platinum Card (or Gold Card) can get financial services provided by full-time account managers in the national (or local) financial center, financial window or VIP room of China Construction Bank, and enjoy various preferential policies, which will bring you more convenience and dignity.