When the credit card scans the QR code to pay the limit, you can change to another credit card. If you don’t have a credit card, you can use the bound savings card to pay. When the credit card usage has a limit, the user can call the bank’s credit card customer service hotline for consultation. Ask if it can be modified. Credit card scan code payment generally needs to be bound to a third-party payment platform, such as Alipay and WeChat.

Credit cards must be repaid on time after daily use. Overdue repayment is not allowed. Penal interest will accrue after overdue repayment. In fact, if you cannot repay on time, you can use installment repayment or the minimum repayment amount. , this way you can avoid overdue payment, but you will need to pay a certain handling fee.

Alipay is a third-party payment platform. The operating company is Alipay (China) Network Technology Co., Ltd.. It was established on December 8, 2004. It can already be used in different countries, such as Japan, South Korea, and Singapore. , Malaysia, Thailand, Cambodia, Vietnam, Laos, etc.

WeChat Pay is jointly launched by Tenpay and WeChat. The payment function integrated in the WeChat client provides users with different services based on fast payment bound to bank cards, such as returning credit cards. Arrears, investment and financial management, recharge and payment, etc.

Version information: Take Alipay version 10.2.60, WeChat version 8.0.20, Apple 13 (IOS15.4.1 system), Huawei mate40 (HarmonyOS2 system) as examples.