China Merchants Bank was sued for overdue 6000 credit cards. I negotiated with the bank, actively repaid the money, and asked the bank to withdraw the lawsuit. Or sign an installment repayment agreement with the bank and pay interest to let the bank withdraw the lawsuit.

This law is based on the General Principles of the Civil Law of People's Republic of China (PRC).

Article 108 A debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

People's Republic of China (PRC) Civil Procedure Law

Article 145 Before the verdict is pronounced, if the plaintiff applies to withdraw the lawsuit, whether to grant it or not shall be decided by the people's court.

If the people's court decides that the withdrawal of the lawsuit is not allowed, and the plaintiff refuses to appear in court after being summoned by summons without justifiable reasons, the judgment may be made by default.

Article 236 A legally effective civil judgment or written order must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.

Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.