There are two kinds of credit card passwords, one is the inquiry password and the other is the transaction password. After setting two kinds of passwords, you can handle inquiry business and transaction respectively. Today, I will introduce you to the relevant knowledge and setting methods of credit card password inquiry.
Introduction of credit card inquiry password
1. Setting rules: generally, the inquiry password is 6 digits, and different banks have different setting rules.
2. Use: handle account inquiry and other services by logging in credit card, official website and telephone banking.
3. Set/modify channels: credit card official website, mobile banking, online banking, customer service /IVR.
Credit card inquiry password setting method
The specific setting process is as follows:
Step 1: scan the code to download China Merchants Bank mobile banking;
Step 2: Enter "Assistant-More-Credit Card Query Password Settings";
Step 3: Enter your ID number, credit and CVV2 code verification information;
Step 4: Set the query password.
How to set a credit card password
After the credit card is opened, you need to set the withdrawal password, consumption password and telephone service password. The withdrawal password is the same as the consumption password. You can set the password by calling the 24-hour customer service phone.
1, withdrawal password setting
Please use your residence or the mobile phone reserved in the bank to dial the 24-hour customer service phone of the bank credit card for setting; The withdrawal password is used for self-service such as ATM/ online transfer/online transaction, and the withdrawal password is 6 digits.
2. Consumer password settings
Please open the card and set the withdrawal password, which is the same as the withdrawal password. After setting the cash withdrawal password, you can also use the mobile phone reserved by the bank to edit short messages and send them to the bank, enabling the function of spending by password.
3, telephone service password settings
Setting of 24-hour customer service telephone for calling bank credit card. Telephone service password is only used for self-service telephone service, not for cash withdrawal or consumption; The telephone service password is 6 digits.
Extended data:
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
If you hold a credit card of China Merchants Bank, you have two passwords, namely the inquiry password and the transaction password:
1. Password inquiry: the password used when calling our customer service hotline, online banking login and online payment at home and abroad;
2. Transaction password: it corresponds to the two functions of credit card password and cash advance respectively, and these two functions need to be enabled separately. When enabled, the transaction password will be used when spending by credit card or borrowing cash in advance. ① Card-swiping password function: currently, it is applicable to the card-swiping transactions of domestic and overseas UnionPay line entities, excluding non-card-swiping transactions, such as card-swiping transactions, manual authorization transactions, and telephone booking of air tickets. ② Cash advance function: it is suitable for ATM to check credit card limit and ATM or bank counter to withdraw cash. Warm reminder: there will be corresponding handling fee and interest for withdrawal. If you need to enter a password for credit card spending, please log in to the credit card website, click "Online Banking Login" on the right, enter your ID number, inquiry password and additional code, then log in to online banking, set the transaction password of your card in Card Management-Transaction Password Management, and enable the credit card password function.
Warm reminder: 1, don't set the password too simply. If so, please don't use "123456" or the 6-digit same number; 2. At present, the password function of the credit card is only applicable to the physical card transactions of UnionPay lines at home and abroad.
If you have any questions about other CMB credit cards, please contact QQ Corporate Customer Service (4008205555) or WeChat (CMB Credit Card Center).
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
How to set a password for a credit card?
1. Please use your residence or the mobile phone reserved in the bank to dial the 24-hour customer service phone of the bank credit card to set the withdrawal password; The withdrawal password is used for self-service such as ATM/ online transfer/online transaction, and the withdrawal password is 6 digits.
2. Please set the consumption password and withdrawal password after opening the card, which is consistent with the withdrawal password. After setting the cash withdrawal password, you can also use the mobile phone reserved by the bank to edit short messages and send them to the bank, enabling the function of spending by password.
3. Telephone service password setting: 24-hour customer service phone setting for calling bank credit cards. Telephone service password is only used for self-service telephone service, not for cash withdrawal or consumption; The telephone service password is 6 digits.
The use of credit cards is a little different from that of debit cards. Credit card holders can choose whether to set a credit card consumption password. If the cardholder chooses to spend by credit card without password, there is no need to enter a password when spending by credit card; If the cardholder chooses to enter the password to spend by credit card, he usually needs to enter the password when spending by credit card.
Cardholders can apply for the function of setting whether to enter a password when swiping a card through channels such as customer service of the issuing bank and online banking.
For many cardholders, when using a credit card, the credit card password is generally simple and easy to remember, but it is usually stolen.
Some banks also provide the function of setting password input limit, that is, when the consumption amount is greater than or equal to the "password input limit", you need to enter a password.
After the card is activated, you can set your transaction password online by logging in to the password management page of online banking or calling the 24-hour customer service hotline displayed on the back of the credit card, selecting the menu of setting credit card transaction password, and setting your transaction password according to the voice prompts; The transaction password can be modified on the ATM of Bank of Communications. If you forget the transaction password, you can call the 24-hour customer service hotline of the credit card center to apply for resetting your credit card transaction password.
What's the withdrawal password? In fact, the withdrawal password is what we often call the transaction password, that is, the password for credit card consumption, which may be used to withdraw cash at ATM machines. As for how to set this password, here Xi Cai Jun provides two setting methods.
1, wonderful APP settings: log in to find the wonderful APP→ mining → settings → password management → transaction password to set;
2. Telephone setting: use the reserved mobile phone/home appliance dialing method, and set the transaction password by issuing the customer service number 95508→ after authentication → press 3→3.
Tips:
After the password of 1. Guangfa is successfully set, the function of consumer password will be automatically enabled (the consumer password is the same as the cash withdrawal password, and no additional setting is required). And the small secret-free service will be opened simultaneously, and transactions below 1000 yuan can be conducted without entering a password.
2. A credit card only corresponds to one withdrawal password, which means that there are multiple CGB credit cards under its name, and the transaction password needs to be set separately.
The above is the related introduction of "How to set Guangfa password". In short, Guangfa password is the transaction password, and the setting method is very simple, but it cannot be set through WeChat official account and online banking. This needs your attention. If it can't be set up, the best way is to call customer service and ask customer service to help set it up.
How to set the credit card payment password?
I. Introduction of Credit Card Password of Agricultural Bank of China
Jinhui Credit Card has two sets of passwords, one is the transaction password when you withdraw money or spend money, and the other is the inquiry password you need to enter telephone banking or online banking (the above passwords are all composed of six digits).
Two, China Agricultural Bank credit card transaction password setting and modification.
You can set the transaction password in two ways. 1. Telephone voice: Please call the customer service hotline 4006695599. After selecting "1" by voice, select "1" to activate and set the password, and activate and set the transaction password according to the voice prompt. 2. Counter at outlets: Please bring your valid ID card and credit card to the counters at outlets of Agricultural Bank of China to set the transaction password.
If you remember the original password and it is not locked, you can modify your trading password in two ways. 1. outlet counter: Please bring your valid ID card and credit card to the outlet counters of Agricultural Bank of China to modify the transaction password. 2. Our ATM: The transaction password can also be modified through our ATM.
Three, China Agricultural Bank credit card query password setting and modification.
China Agricultural Bank sets your initial inquiry password according to your personal information. Generally, the default is six digits of your date of birth, such as 1980 1, and the initial password is "800 10 1".
The password can be modified by calling the customer service hotline or logging in to online banking.
This concludes the introduction of how to set the credit card password and how to set the credit card password. I wonder if you have found the information you need?