China Industrial and Commercial Bank of China (ICBC) was established on January 1, 1984. The head office is located at No.55 Fuxingmennei Street in Beijing. It is a large state-owned bank managed by the central government and a national vice-ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
products and services
bank card business
1. ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the construction of service system of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.
2. At the end of 27, the number of credit cards issued was 23.38 million, and the consumption was 161.9 billion yuan, which continued to maintain the leading market position in both card issuance and consumption. The credit card overdraft balance was 8.241 billion yuan, an increase of 59.5%.
3. Card features of industrial and commercial credit cards
1) Fully realize paperless transactions.
Most of the bills and documents used before have been replaced by electronic checks, electronic money orders and electronic receipts; The original paper money was replaced by electronic money, namely electronic cash, electronic wallet and electronic credit card; The original paper documents are sent by mail through the data communication network.
2) The service is convenient, fast, efficient and reliable.
through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. Anywhere, Anyhow, Anytime) can be achieved by using the service of online banking whenever necessary, regardless of time and region.
3) low operating cost.
because the online bank adopts the virtual reality information processing technology, the online bank can reduce the number of business points without reducing the original business volume.
4) simple and easy to use.
online E-mail communication is also very flexible and convenient, which is convenient for communication between customers and banks and within banks.