1. The process is simple: CITIC Bank's "New Express" needs no materials, no mortgage, 1 minute to complete the online loan, no need to go to any bank outlet, just a few simple operations to complete the application;
2. Fast lending: CITIC Bank's "New Express" can realize real-time approval, real-time lending and the fastest real-time payment to meet the cash needs of cardholders;
3. Flexible installment times: the cardholder can freely choose the repayment period of 1 month, 3 months, 6 months, 12 months, 24 months and 36 months, with a maximum of 3 years;
4. Worry-free repayment: The monthly handling fee of CITIC Bank's "New Express" is at least 0.76%, and there are no other fees, so it is easier for cardholders to repay, and early repayment is supported.