To apply for the ABC credit card online, you need to download the credit card application form from the ABC website and fill it out, bring the original and photocopy of your ID card and the proof of salary and income issued by your company, apply at the ABC outlet, or mail it to the ABC credit card center.
The following documents are required to apply for ABC credit card online:
1, resident identity card or passport
2, proof of work (work permit or relevant personnel departments to prove that the basic requirements of working hours in more than three months)
3. Income certificate (income certificate issued by the financial department of the unit, and self-employed individuals need to provide a copy of business license and tax payment certificate)
4. You can also provide your own real estate license or your own vehicle certificate, which will greatly improve the success rate of card handling and increase the overdraft limit.
Agricultural Bank of China credit card online application process:
Provide your ID card, deposit in the bank and fill out the application form. The issuing bank will verify the authenticity of the applicant's occupation, income, guarantor and property.
Matters needing attention in online application of credit card of Agricultural Bank of China:
1. Fill in the personal guarantee information clearly;
2. The applicant and the guarantee unit must be stamped with the official seal of the unit;
3. The guarantor must be at least 25 years old, and the guarantor must hold a valid personal identification and have a stable source of income;
4. Husband and wife cannot guarantee each other;
5. Copies of the ID cards of the applicant and the guarantor must be posted in the "valid certificate office" of the application form;
7. The applicant and the guarantor must sign the application form in the form of unit guarantee, and must have a copy of the business license of the applicant's unit, the signature of the legal person and a copy of the bank statement of the unit in the past three months.
In fact, it is very simple to apply for ABC credit card online. Log in to ABC official website and follow the instructions. If you are afraid of being cheated, you can apply at the Agricultural Bank outlets.
What should I do if I want to apply for a credit card of Agricultural Bank? Need those things.
First, the Agricultural Bank credit card application conditions
Individuals with full capacity for civil conduct and legitimate income can apply for a personal card master card with their valid identity documents to the Agricultural Bank of China.
Master card applicants can also apply for supplementary cards for parents, siblings, spouses or children, and relatives aged 16. The validity period of the supplementary card is the same as that of the main card. The cardholder of the main card has the right to request cancellation or stop payment of its supplementary card, and all transaction funds of the supplementary card are included in the main card account.
Two. Materials required for applying for credit card of Agricultural Bank of China.
1. Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).
3. Auxiliary materials for credit card application of Agricultural Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and copies of time deposit certificates with the amount of more than 65,438+00,000 yuan opened in Agricultural Bank, etc.
Extended data:
Five Skills of Credit Card Application of Agricultural Bank of China:
1, stable occupation. Civil servants, teachers, doctors, employees of Fortune 500 companies, staff of public institutions and other professionals.
2. Fixed residence. It is best to have a copy of the real estate license; Sometimes a copy of the real estate license is not provided. If you have a mortgage in the bank, the credit card credit center will also look for it, which will help improve the success rate of credit card application.
3. Sustained and stable income. An annual salary of 200,000 to 300,000 yuan or even higher will definitely help you to apply for an ABC credit card. For the income situation, the higher the salary, the better! The general principles followed by the credit center in scoring income are: civil servants are superior to ordinary people; Large state-owned enterprises are better than other enterprises; Sustained and stable middle income is better than unstable high income; It is better to pay by bank card than by cash.
4. Good historical credit record. Credit records play an increasingly important role in the process of card processing, which mainly depends on your personal credit card use/repayment information and loan information, as well as personal telecommunications, water, electricity and gas payment information. A good historical credit record can ensure that you are approved by the Agricultural Bank of China's approval system.
Baidu encyclopedia-credit card
How to apply for ABC credit card?
To apply for a credit card of Agricultural Bank of China, you only need to meet the following conditions and apply for a credit card at the bank counter:
First, the conditions that the applicant meets.
1. It has a fixed residence at the location of the issuing bank.
2. Have a stable income and full capacity for civil conduct.
3. You can apply for supplementary cards for other people with full capacity for civil conduct.
Second, materials can be provided.
1, identity information
Original and photocopy of my valid identity certificate.
I. Proof of income
1. The salary record of the first three months issued by the bank at the time of processing.
2. Income certificate issued by the unit.
3, provident fund, pension insurance, medical insurance, unemployment insurance payment certificate.
Second, the work certificate information
1, work permit
2. Labor service contract
3. Pass, etc.
Three. Assets certification materials
1. Property certificate of self-owned house and commercial house.
2. Motor vehicle driver's license
3. Proof of financial assets, etc.
Extended data:
Credit card overdraft limit of Agricultural Bank:
1. The maximum overdraft limit of credit card personal Capka of Agricultural Bank of China is 50,000 yuan.
2. The overdraft limit of China Agricultural Bank's credit card gold card is RMB 200,000.
3. The minimum overdraft limit of Platinum Card is RMB 654.38+10,000 Yuan, and the maximum overdraft limit is RMB 1 10,000 Yuan.
4. For corporate cards, the maximum overdraft limit of comprehensive credit granted by customers is 3%, which shall not exceed 3 million yuan. If there is no comprehensive credit line, the maximum overdraft limit is RMB 6,543,800+0,000.
function
1, combination of lending and borrowing, instant credit granting.
Huinong Credit Card has a powerful lending function. You can open current and multiple fixed sub-accounts, deposit your own funds and earn deposit interest. Moreover, after receiving the card, there is no need to go through other procedures, and we can directly overdraw the letter within the credit line approved by our bank, flexibly arrange our own production and operation funds, and manage family property.
2. Revolving overdraft and quick turnover
Within the credit line approved by our bank, you can borrow and repay at any time according to your own funds, and the interest is calculated according to the actual days of use. After repayment, the credit line is immediately restored and can be used again, realizing rapid capital turnover, saving capital use cost and maximizing asset appreciation.
3, full cash withdrawal, easy to use
Not only can you overdraw consumption, but you can also withdraw overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can be up to 100% of the credit line, which can meet your capital needs for different purposes to the greatest extent.
4. High credit and flexible guarantee.
You can obtain the credit of Huinong Credit Card through credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 300,000 yuan.
5, the combination of life and work, easy to manage
Under Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with only one card without other cards or certificates of deposit.
Baidu Encyclopedia-Agricultural Bank Credit Card
Agricultural Bank of China official website-Lefenka Handling
How to handle ABC credit card How to handle ABC credit card
1, ABC's credit card processing methods include the counter in the business hall and official website.
2. When handling at the counter of the business hall, the applicant needs to prepare the ID card, financial proof and other materials, and take the initiative to explain the requirements for handling the card at the nearby Agricultural Bank outlets. Banks will have specialized salesmen. When handling in official website, the applicant clicks on the home page to enter the credit card center, selects the card type, and then fills in the application information according to the page prompts. After submitting the application, the applicant waits for approval, and the card can be released after approval.
What are the requirements for applying for a credit card of ABC?
China Agricultural Bank needs to apply for a credit card as follows:
1. If you have a fixed residence, stable income and full capacity for civil conduct in the issuing bank, you can apply for a Huinong credit card (personal card). 2. Other supplementary cards with full capacity for civil conduct.
What are the requirements for handling ABC credit cards? You can get an interest-free period of 20 to 50 days by using a credit card. In addition, cardholders can also use credit cards to go to bonus hunter, but not everyone can apply for a credit card. So, what do you need to apply for an ABC credit card?
What are the requirements for handling ABC credit cards?
1. Age requirement 18-60 years old;
2. Have a stable job and income source;
3. Identity information: copy of resident ID card or military officer's card;
The above are the basic conditions for handling ABC credit cards. In addition, providing additional materials is helpful for the approval of ABC's credit card.
1. Work certificate
The original work certificate/income certificate issued by the unit is stamped with the official seal of the unit or the seal of the human resources department or the financial seal.
2. Proof of financial resources
Income tax withholding certificate, self-owned property certificate, self-owned vehicle certificate, ICBC time deposit certificate, etc.
Method of handling ABC credit card
1. Business hall handling: Go to the business outlets of the Agricultural Bank of China by yourself, fill out the application form and submit relevant certificates under the guidance of the salesperson, and wait for approval.
2. Online processing: At present, ABC Credit Card official website provides a variety of cards for cardholders to process online, and they can apply for ABC Credit Card online without leaving home.
3. Third platform network card: Rong 360 Card Selection Center provides thousands of cards for you to choose from. You just need to fill in the information online and wait for the card.
Agricultural Bank of China credit card is widely favored because of its convenient characteristics, and the handling conditions and methods are also very simple. What are the requirements for applying for ABC credit card? I love card network to explain to you:
Application conditions:
The applicant has a fixed residence in the place where the issuing bank is located, has a legally stable income and full capacity for civil conduct, and can apply to the Agricultural Bank of China for a personal card master card with his valid identity document.
Master card applicants can also apply for supplementary cards for parents, brothers and sisters, spouses or children, and relatives with full capacity for civil conduct who have reached the age of 16. The validity period of the supplementary card is the same as that of the main card. The cardholder of the main card has the right to request cancellation or stop payment of its supplementary card, and all transaction funds of the supplementary card are included in the main card account.
Let's stop here for the introduction of the credit card application of ABC.