How to get credit card points

There are two ways to get credit card points, mainly: credit card consumption and cash withdrawal. For spending by credit card, 2 yuan will get a point for every spending, which is less than that of 2 yuan. However, there are no points for online payment, group purchase, wholesale transaction, house purchase, car purchase, insurance payment and so on. There is also a kind of cash withdrawal and points, which is the same as 2 yuan's one point. However, if you take the existing handling fee and interest and engage in activities, you will launch an activity of giving points as much as possible, or multiple points.

credit card tip 1: learn to read bills

open your credit card bill, which records your monthly expenses in detail. If you can't read these details well, it will be difficult to know your repayment clearly. There will be many proper terms on credit card bills, such as cash advance limit, credit limit, current billing date and so on. What everyone needs to know most is the last repayment date and the minimum repayment amount of this period. The final repayment date of this period is the final repayment period stipulated by the bank, and repayment beyond this period will be regarded as a breach of contract. The minimum repayment amount refers to the minimum amount to be repaid in this period, which is generally about 5%-1% of the total consumption.

Credit card tip 2: Make good use of interest-free period

Interest-free period is how long you can not pay interest to the bank after your credit card is overdrawn. The general interest-free period can be divided into the longest and shortest if it is divided by the time limit. The interest-free period of each bank is not the same. For example, the credit card launched by China Merchants Bank can last for more than 5 days according to the online statement. Usually swipe your card on the last day of the billing date, so you will enjoy a longer interest-free day.

credit card trick 3: learn to repay reasonably

after understanding the above two skills, you need to know how to repay reasonably. Two repayment methods are recommended here. If you have sufficient funds, you can repay in full on the last repayment date. This is the first way. If you can't come up with so much money for the time being, you can adopt the second method, that is, pay the minimum repayment amount on the last repayment date. I suggest that if you have the ability, it is best to repay in full. If you can't repay in full, you should also pay the minimum amount before the final repayment date. This is to protect your personal credit from being affected. Another thing to note is that there is cash withdrawal in the current period, and you should pay more when you repay it to offset the interest.

How to get points from China Merchants Credit Card

You can get points from China Merchants Credit Card in the following ways:

1. You can get points by swiping the card. Credit card consumption of China Merchants Bank accumulates points, with one point for each single consumption of RMB 2/USD 2, and the points for supplementary card consumption are accumulated under the main card account. If you swipe your car card or city card to accumulate points, you can get .5 times of free points, valid for 3 years. Aviation co-branded credit card, a single consumption of RMB/USD 2 in 18 yuan will accumulate 1 consumption mileage, and ANA co-branded credit card will accumulate 1 consumption mileage for a single consumption of RMB/USD 2. The validity period of consumption mileage shall be subject to the announcement of the partner. Some merchants do not accumulate points for consumption, which is subject to the announcement on the official website.

2. Search for points paradise in the Pocket Life APP, and then you can get credit card points through the game. Click "Raise Meow" in the Pocket Life, feed the cat every day, and accumulate certain conditions to redeem points; Pocket life has a "red envelope every day" task. Every day, the task is different. You can complete the task as needed, and generally there will be points given away.

3. You can invite your friends to register and bind any bank card to your pocket life, and you can get credit card points after the invitation is successful;

4. You can recommend your friends to apply for China Merchants Bank's credit card, and you can get credit card points after successful recommendation;

5. You can apply for credit card installment, and you can also receive credit card points after successful installment;

6. You can handle cash withdrawal business, and you can also get credit card points after successful cash withdrawal.

7. For the accumulated points of Zunshang Platinum installment card, double points will be given back according to the automatic installment amount of customers (generally, credit card spending will not accumulate points), that is, two permanent points of China Merchants Bank will be accumulated for every 2 yuan of automatic installment amount, and points will not be accumulated for the original transaction of general credit card spending. Points can be exchanged for platinum value-added service rights, ordinary points products, platinum exclusive points products and store points redemption products in other card centers.

8. Sometimes, China Merchants Bank will cooperate with WeChat and Alipay, and you can get different rewards such as double points when using China Merchants Bank's credit card in these ways. Open the "China Merchants Bank Credit Card" applet on WeChat, and you can get points when you sign in every day. Generally, you can get 3~5 points each time. Pay attention to "China Merchants Bank Credit Card" WeChat official account in Alipay, and you can also sign in every day to get points. Similar to WeChat, you can generally get 1 point every time.

operating environment:

brand model: iPhone13

system version: iOS15.

does anyone know how to swipe points on everbright credit cards

everbright credit cards can be swiped in the following ways:

1. everbright bank credit cards only have points when swiping cards in shopping malls, department stores, restaurants, hotel accommodation, tourism, etc., online shopping, buying a house, buying a car, etc.

2. You can earn points with your credit card when traveling and shopping, such as traveling abroad, banquets and dinners.

3. You can get double points by swiping your card at the cooperative merchants designated by the bank.

standard card advertisement of citic bank

this expensive credit card can realize your dream! Light up your dreams! !

Everbright Credit Card must first know how to calculate the credit card points. Usually, 1 yuan can get 1 point for a single consumption or cash withdrawal of RMB, 8 points for a single cash withdrawal of RMB, 2, points for a single cash withdrawal of RMB, and 24, points for a single cash withdrawal of US dollars. Among them, cash withdrawal transactions that do not charge cash withdrawal fees will not be counted. So you can earn points only by spending more or withdrawing cash.