Bank of Communications lost its credit card and needs to report the loss and reissue it:

If the credit card is accidentally lost or stolen, please call the customer service hotline to report the loss immediately;

The loss reporting by telephone takes effect immediately, and the loss reporting fee is 50 yuan RMB;

You can also log in to the personal online bank of Bank of Communications to report the loss;

Be sure to call the customer service hotline to replenish the card after reporting the loss;

Once the loss is reported, the 50 yuan loss reporting fee will be deducted immediately;

After completing the card replacement procedures, a new card will be issued on the next working day;

And send it to the designated address by registered mail.

Bank of Communications lost its credit card. What should I do?

Hello, you lost your credit card. It is suggested that you call the bank to report the loss orally immediately, and bring your ID card to the bank to report the loss as soon as possible to avoid financial losses.

If you need it urgently, you can consider "having money to spend".

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How to reissue the lost traffic bank card?

First, after reporting the loss, bring your ID card to the bank outlet for replacement.

When the bank card is accidentally lost, it should be reported as soon as possible. Loss reporting is generally divided into temporary loss reporting and formal loss reporting. Temporary loss reporting generally refers to oral loss reporting by telephone, which can be handled by calling the service phone of the issuing bank. The telephone loss reporting of some card-issuing banks is timely and effective. However, some card-issuing banks only help prevent temporary loss reporting and do not bear any losses. After the temporary loss report exceeds the specified time, it can be automatically released.

Regular loss reporting refers to written loss reporting, which can be handled at the designated outlets of the issuing bank. If the bank allows entrusting others to report the loss, it should carry the cardholder's power of attorney and relevant documents when entrusting others to handle it.

After the formal loss reporting, we should pay attention to the effective time of loss reporting and the change of funds in the account. If suspicious transactions are found, the bank should be asked to assist in the inquiry in time. If the amount is large, we can ask the public security department to file an investigation.

If the card is not found lost at the location of the issuing bank, it should be reported to the designated outlets in time, and the issuing bank can also provide corresponding emergency withdrawal service according to your requirements. After the loss report comes into effect, the cardholder will not bear the amount of losses fraudulently used.

How to prevent the loss of credit cards and bank cards?

First of all, we need to prevent the physical loss of bank cards. Don't put a lot of bank cards in your wallet to appear super stylish, so once your wallet is lost or stolen, these bank cards will be easily cracked or funds stolen. Even users put their ID cards and bank cards together, and criminals just need to go to the bank counter to withdraw money. Once the bank staff is negligent, they can directly report the loss and withdraw money without a password.

Don't sell bank cards. Nowadays, there are many illegal small advertisements on the Internet, all of which advocate buying blank bank cards at high prices to get high returns, so as to attract small partners who don't know the truth to covet temporary benefits and sell bank cards with their own identity information to criminals. Once criminals use your bank card to engage in illegal activities, you will bear legal responsibility!

Take good care of your identity documents and the safety equipment attached to your bank card. As mentioned earlier, many small partners accidentally lost their ID cards and bank cards together, causing their own property losses. In fact, not only the ID card needs to be protected, but also the security devices attached to the bank card, such as U shield and electronic cipher. Once these things are lost, the consequences are unimaginable, and criminals may use your ID card to apply for bank cards.

When the bank card is not used, it is necessary to cancel the account in time and destroy the bank card. Many small partners lost their bank cards after they had no money, and did not go to the bank counter in time to cancel their accounts in time. After a long time, they think that this card is invalid and can be automatically invalidated, but it is not. If the information on this card still exists, it will be used by criminals. After going to the bank to cancel the account, the friends still remember to cut this card in time.

Let's stop here for the introduction of what to do if the Bank of Communications loses its credit card.