According to the types and grades of credit cards, China Everbright Bank charges a certain fee every year. 80 yuan is the main card of Puka, and 40 yuan is the deputy card; The annual fee of the main gold card is 200 yuan, and the deputy card is 80 yuan; The annual fee of the main platinum card is 2000 yuan, and the supplementary card 1000 yuan. The annual fee of the main titanium card is 300 yuan, and the auxiliary card is 200 yuan; The annual fee of the main card of the diamond card is 2500 yuan, and the auxiliary card 1500 yuan; The annual fee for unlimited cards is 5,000 yuan for the main card and 2,500 yuan for the auxiliary card.

Credit cards are exempt from annual fees in the first year, and they can be exempted from annual fees as long as they are swiped three times in the following year, and so on. In addition, as long as you swipe the big card three times, both the big card and the small card can avoid the annual fee.