Tips for applying for a credit card:\x0d\1. I believe that many friends often have insufficient comprehensive scores when applying for a credit card. So what is the overall rating? The comprehensive score is the sum of all the items when you fill out the application form to get a total score. The picture below is a picture I was lucky enough to find that shows the overall scoring criteria. According to my experience, this table has certain reference value. \x0d\\x0d\2. Annual income is an important criterion. However, banks cannot directly check your annual income except for the income certificate. You can fill in the income a little higher appropriately. When issuing a salary certificate, you can ask your supervisor to give you a higher salary. As long as you maintain good credit after opening the card, it's OK\x0d\\x0d\3. Position: Your position in the unit or company directly affects your rating. If you are a manager, your success rate will be much higher than that of ordinary employees. You can fill it in as appropriate when filling it out. \x0d\4. Housing: Having a house of your own has a higher score than living with parents, followed by renting a house and a dormitory in a work unit. If there is a property in your name, then you must upload relevant certificates. This will be very helpful when you apply for a credit card. \x0d\5. Company size: In a large enterprise, or a state-owned enterprise or a financial institution. will help you successfully issue your card. I'm talking about something here. If you can apply for the card together with your colleagues, the success rate of applying for the card will be higher if there are more people. \x0d\6. Credit cards from other banks: If you hold credit cards from other banks, you must fill in the form. A credit card with good credit will be of great benefit to you when applying for a new card. \x0d\7. Marital status: It is generally believed that if you are unmarried, have no children, and have no support burden, your success rate will increase when applying for a card. In fact, just the opposite is true. If you are married and have children, your rating will increase accordingly. \x0d\\x0d\8. Controllable factors: \x0d\a. The above can improve your card removal success rate to a certain extent, but many of them are uncontrollable factors. Let me talk about some controllable factors below: If you want to apply for a credit card from a certain bank. Then you can open a savings card with that bank. For example, when applying for a Bank of Communications credit card, a large deposit was made in a Bank of Communications savings card. The result was that the card was successfully placed. \x0d\b, For some friends, it is a little inconvenient to make a large deposit. Then you can prepare several thousand dollars. Make frequent deposits and withdrawals from your Bank of Communications savings card within a few months. The access time does not need to be fixed. Make sure your savings card has enough liquidity. This may also be helpful when applying for a credit card. \x0d\\x0d\9. Property: If you have some property. Such as houses and cars. These materials must be submitted. These may become key points for playing cards. But it must be in your name. If it is not in your name, the only way is to transfer the ownership.