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Huinong Credit Card can not only be used as a tool for your payment, settlement, savings and financial management, but also provide credit to meet your short-term and frequent needs, and provide a number of personalized auxiliary functions to fully serve your production and life.
Extended data:
I. Application conditions
As long as you have a fixed residence in the issuing bank, a stable income and full capacity for civil conduct, you can apply for a Huinong credit card (personal card).
You can apply for supplementary cards for other people with full capacity for civil conduct.
Application materials to be provided
Identity information must be provided, and the issuing bank has the right to request one or more credit information such as income certificate, work certificate and asset certificate; If the card is opened by way of guarantee, the identity information and guarantee information shall be provided in accordance with the relevant provisions of the guarantee business of Agricultural Bank of China.
Second, the overdraft limit
1. The maximum overdraft limit of credit card personal Capka of Agricultural Bank of China is 50,000 yuan (including the equivalent amount).
2. The overdraft limit of China Agricultural Bank's credit card gold card is RMB 200,000.
3. The minimum overdraft limit of Platinum Card is RMB 654.38+10,000 Yuan, and the maximum overdraft limit is RMB 1 10,000 Yuan.
4. For corporate cards, the maximum overdraft limit of comprehensive credit granted by customers is 3%, which shall not exceed 3 million yuan. If there is no comprehensive credit line, the maximum overdraft limit is RMB 6,543,800+0,000.
The overdraft limit of a credit card is also directly related to the relevant materials and information of the cardholder at the time of application. For example, personal income, real estate, vehicles and the nature of personal work are used as proof materials to limit the upper limit of credit cards. The overdraft limit of the same credit card will increase with the cardholder's consumption limit, and it will automatically increase within half a year or a year.