If you spend more than 1,500 yuan with a Bank of Communications credit card, you can apply for installment business. Installment business: 3, 6, 9, 12, 18, and 24 installments. The handling fee rate for each period is 0.72%. Handling fee of 2,500 yuan per period: 2,500X0.72%=18 yuan. No interest. After the Bank of Communications credit card installment is approved, the repayment can be made between the following billing date and the repayment date.

For example, 6 installments, paid every month: handling fee 18+principal 2500÷6=18+416.67=434.67 yuan.