Advantages and disadvantages of China Everbright Business Travel Credit Card

Taking Sunshine Business Travel Platinum Card as an example, China Everbright Bank Business Travel Credit Card has the advantages of better rights and interests, but the disadvantage is that the annual fee is relatively high, which is a burden for credit card use.

The advantages of Everbright Sunshine Business Travel Credit Card are as follows:

1. Everbright Bank Sunshine Business Travel Platinum Card is a relatively high-level credit card, and its credit card amount is relatively good, generally starting at 5, yuan. The credit card limit for the specific application still depends on the personal data provided by the applicant, and the bank will make a comprehensive evaluation based on the applicant's personal data.

2. Platinum credit card customers will pay double for all the points they can count, and there will be 3-1 times multiple points and points giving and other promotional activities in the customer's birthday month or special holiday;

3. Platinum credit card customers can also call the VIP service hotline of the bank at 48-111-333 to make a telephone reservation or take the Longteng card attached with Platinum Credit Card directly to the VIP lounge of the airport to spend money, so that they can enjoy the standardized first-class lounge waiting service provided by dozens of airports across the country.

The disadvantage of Everbright Sunshine Business Travel Credit Card is that the annual fee is relatively high, and the annual fee needs to be deducted by 2, points, which can be exchanged by phone when the card is almost one year old. Things are average in integral mall, but other rights and interests are average.

Definition of credit card:

A credit card, also called a debit card, is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Introduction to the rules of annual credit card fee:

The annual credit card fee rules refer to some corresponding regulations on the annual payment of credit cards. Banks are not allowed to charge annual credit cards before the cardholders are activated. However, most people have little knowledge about the various rules of handling annual credit card fees in different banks. Most of the annual credit card fees are around 1 yuan, and some banks stipulate that the annual credit card fee can be waived by swiping it three times a year.

how can I get rid of the annual fee of Platinum Credit Card for Sunshine Business Travel?

The preferential rules for the annual fee of Sunshine Business Travel Platinum Card are divided into the first year and the non-first year, as follows:

In the first year, you must pay an annual fee of 5 yuan, and you can use 1, points to deduct 688 yuan;

in the second year, you can use 2, points to deduct the full annual fee.

Extended information:

Benefits of Platinum Credit Card:

1. Automobile road rescue service

When the vehicle under the customer's own name, or the vehicle of the customer's spouse, or the vehicle in which the customer is riding breaks down or has an accident during driving, you can enjoy the automobile road rescue service. The cumulative number of use of the three services shall not exceed 6 times per year.

2. VIP lounge service

You can enjoy the waiting service at nearly 4 major airports and high-speed trains around the world and over 8 VIP lounges, including: first-class lounge (or VIP lounge), free hot and cold drinks and snacks, TV newspapers and magazines, Internet access, etc. Three times a year.

3. Preferential booking of golf courses

Enjoy the preferential booking service of about 1 golf courses in China and about 3, golf courses overseas for free. Unlimited times.

4. Golf driving range services

Enjoy the services of more than 1 driving ranges in 38 cities across the country. Five times a year.