In the case of transfer:
Peer-to-peer transfer: whether in the same city or in different places, it will be transferred to personal account and company account in real time. If the account name exactly matches, it will be recorded in real time. If the match is not complete, the accountant of the correspondent bank will record or return it within 1 working day.
Inter-bank transfer: There are three transfer methods, common, fast and real-time. The arrival time is different: 1, the normal mode is 1-2 working days, and the arrival time depends on the system processing of the opposite bank; 2. Fast mode: the bank proposes in real time that the arrival time depends on the system processing of the other bank; 3. Real-time mode: under normal circumstances, the account is received in real time.
If it is refund amount: Since the return transaction involves many processing links such as merchants, banks and credit card organizations, the processing speed of each link will affect the time of account receipt. Generally, the merchant can transfer the money to the credit card account within 1-2 working days after processing.
Extended data:
Payment type/method
Payment methods are divided into cash, check and credit card for customers to choose from.
① Cash payment
If the customer's payment is equal to the purchase amount, you can press Enter directly; otherwise, press Enter after entering the paid amount. At this time, the system will automatically print the bill, open the cash drawer and display the amount of money that should be given to the customer. After the cashier receives the money, changes the money and closes the cashier drawer, the screen will automatically return to the sales state, and the sales process is over.
② Check payment
When paying by check, the system will ask for the check number. After entering the check number, the system also needs backup. Put the back of the check on the plane of the printer, press Enter, and the system will automatically print the backup book and bill. Open the cash drawer and the cashier puts the check in the cash drawer. After closing the cash drawer, the screen returns to the sales status and the sales process ends.
③ Credit card
When using credit card for payment and settlement, if the mall and the bank do not realize real-time transfer, the system will continue to ask about the type of credit card within the limit allowed by the bank or after authorization. After selecting, press Enter, and the system will continue to ask, swipe the credit card in the cash register magnetic card reader, and the screen will return to the sales status. The sales process is over, and the next step is to go through the formalities of pressing cards and signing.
Cashiers have to check out before they leave work every day. Input the cash, check amount and credit card amount in the cash drawer into the cash register, and the cash register will record the cashier's work at this stage and print out the cashier's sales report, reflecting the profit and loss of income, so as to carry out handover, handover, payment and settlement.
In the past, the conventional cash register in the retail industry could only handle simple sales operations such as cashier, invoice and checkout. The management information obtained is extremely limited, limited to the basic statistics of total sales and departmental sales.
For general retail stores, there are no basic business information such as gross profit analysis, single product sales data, unsalable goods, commodity inventory and turnover rate of tens of thousands of commodities. The introduction of POS system is mainly to solve the blind spot of retail management mentioned above.
POS system can not only provide accurate sales information, but also grasp the inventory of all goods in the store through sales records for reference by purchasing departments or link with EOS system.
References:
Baidu encyclopedia -POS machine