First of all, it depends on whether you need to use this card. If you need to use it, you need to activate it. If you think the quota is low and you don't want to use it, you don't need to activate it.

The amount of the silver card is given after many considerations. If there is no other credit card, it is recommended to activate it. In particular, the Bank of Communications raised the amount faster. Although the amount of the card is not high, you can apply for an increase after half a year. As long as it is used frequently and is not overdue, the bank can consider it as appropriate.