Stealing credit cards means that criminals obtain the cardholder's bank card or password through various illegal means, or only obtain information related to the cardholder's identity, and use this information to make fake cards, impersonate the cardholder's identity, swipe cards through POS machines, transfer money at ATM machines, withdraw cash and other illegal acts. Judging from the cases published in the current judicial trials and reported by the news media, there are mainly the following cases of credit card theft: 1, directly stealing credit cards and their passwords. Criminals install card swallowers in ATM machines in advance to intercept real cards and peek at passwords; When the cardholder handles the business, it interferes with the opportunity to replace the real card. After obtaining someone else's credit card, withdraw cash at the bank counter or ATM, or swipe your card at a special merchant. 2. Stealing credit card information and passwords. Criminals obtain the cardholder's card information by installing fake keyboards, cameras and other equipment on ATM machines, automatic door card readers of self-service banks or POS machines, and then clone a new card with cardholder information, and then use the cloned card to withdraw cash or swipe the card for consumption; Or take the amount of credit card information stolen by the cardholder by fraudulent means such as telephone or SMS. 3. Picking up or stealing other people's credit cards, pretending to be cardholders, reporting losses, canceling or changing passwords, and waiting for opportunities to steal or steal funds in the cards. Both of them are thieves, but they are still slightly different, and their responsibilities are naturally different according to their different performances of stealing brushes. After the credit card is stolen, it is necessary to determine the responsible subject according to the actual situation. Of course, the subject of responsibility is different in different situations.