Causes and solutions of credit card being frozen

1. Suspected withdrawal leads to freezing.

Frequent use of pos machines for large cash withdrawals, especially cash withdrawals by capping machines, has made UnionPay doubt your credit. Industrial Bank will reduce your credit card limit, and directly seal the card if the circumstances are serious.

2. Repeated overdue repayment

The solution is to repay in full as far as possible, or you can repay in installments and call customer service to ask for thawing. In this way, the amount may be reduced, but if there are not many overdue times, the general customer service will unfreeze.

Third, clear the setting code and jump code of the POS machine.

At present, the market is full of second clearing machines. Because some of them adopt the big merchant model, the consumption records of credit cards are in a state of chaos! For example, Zhang San is in Guangzhou, and he spent 100 yuan in a store. The registration information of the Qing Er POS machine used by the other party in Industrial Bank may be in another city. Once Zhang San spends money on the second-clearing POS machines of other merchants' classes on the same day, if he encounters the same situation, he will have credit card records in several different cities within one day, which is very easy to be monitored and seized by Industrial Bank.