I applied for a credit card from Zhang Pingan Bank, but it hasn't been opened yet. Will I charge an annual fee? Do I need to cancel?

There is no annual fee for not activating. You can apply for activation within the validity period.

Ping An Bank's credit card is currently valid for 3 years, 5 years, 8 years and 10 years. Cardholders can check the validity period under the credit card number and display it in the format of "month/year". For example, 10/ 19 means that the validity period of the card is 20 19, 10.

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