The consumption of China Merchants Bank on the billing date is included in next month's bill. Usually, the credit card bill will be calculated into the next month's bill. In other words, China Merchants Bank can enjoy an interest-free period of nearly 50 days on the billing date. It is still subject to the actual bill of China Merchants Bank, in which the advance cash does not enjoy the interest-free period. According to the standard of China Merchants Bank, after the credit card bill, it can be repaid before 24 o'clock on the repayment date.

The latest consumption entry time of each bank is different, and the specific time is still analyzed according to the entry situation.

How to calculate the consumption of China Merchants Credit Card on the same day?

The consumption of China Merchants Credit Card bill on the first day depends on the settlement time of merchants. General merchants settle accounts on the second day of cardholder's consumption, so that the consumption on the first day of credit card bill will be included in the next bill and enjoy the longest interest-free period. If the merchant settles the bill in time, the consumption on the day when the credit card bill is settled will be included in the current consumption.