The initial credit limit of each y power is exactly the same. Although the starting point is the same, Y-POWER's credit line will be upgraded after 3 months, and the speed of upgrading depends on your card performance. If it is overdue, the interest will be charged at the rate of five ten thousandths per day, so try not to be overdue, which will not only have interest, but also have a bad influence on your credit!
The initial approval amount of Bank of Communications Y-POWER credit card is generally 5000. The special discount for youth cards is a fixed cash withdrawal fee for each 5 yuan, which is cheaper than ordinary credit cards; The withdrawal amount of credit card is generally 50% of the credit limit, while the withdrawal amount of Bank of Communications Y-POWER credit card is equal to the credit limit; In addition, you can apply for installment for a single consumption of more than 500, and the general card 1500 or more.
2. How to improve the credit limit of Y-POWER credit card?
In fact, the credit limit of Bank of Communications Y-POWER credit card is the fastest among all types of Bank of Communications. If you have used it for more than half a year, you can call the card center to apply for increasing the credit limit. As long as you use it frequently and have good credit, you can be promoted. The amount can be increased under the following circumstances.
1) The larger the amount, the better, and the total consumption for half a year is at least 30% of the quota;
2) Spend as many times as possible, with an average of more than 10 per month, and it is easier to withdraw more than 20;
3) The less wholesale, house purchase, car purchase and other bulk consumption, the easier it is to raise the amount;
4) The less online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the quota;
5) The type of merchants who swipe their cards cannot always be similar to the business scope of the company;
6) There are many types of consumer merchants, and different types of merchants swipe their cards in different places.