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Hello, can I ask if it is easy to sell credit cards at China Guangfa Bank?

To put it simply, it is difficult to do. Recruitment information, promises of tens of thousands of full-time employees are empty words, and "high salary" is just a legend. According to the information obtained from interviews with reporters from Securities Daily, in order to achieve the so-called "high salary," a credit card salesperson from a joint-stock bank told this reporter Reporter: "Newly hired sales staff often achieve performance through 'killing people', and then actively or passively leave their jobs when their contacts are exhausted. This is because the contracts signed by many banks have minimum card processing requirements. If they continue to fail to achieve performance, their basic salary may be reduced." It’s not as good as the deduction money.” Most banks require sales staff to sell more than 100 credit cards per month. In communication with recruiters, some banks said that "about 5 intended resource lists will be assigned to individuals every day to help complete tasks." However, the vast majority of recruitment managers said that new recruits mainly need to visit strangers, and there are indeed employees who did not do well and left the company voluntarily due to low wages or wage deduction mechanisms.

1. Guangfa Bank was established in September 1988 with a registered capital of 11.408 billion yuan and its headquarters is at No. 713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the State Council and the People's Bank of China, Guangdong Development Bank was established on the bank of the beautiful Pearl River as a pilot bank for China's financial system reform. It is one of the earliest joint-stock commercial banks established in China. On April 8, 2011, with the approval of regulatory agencies and relevant government departments, the original registered name "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd.", referred to as "Guangfa Bank"; the English name was changed to "China Guangfa Bank" ("China Guangfa Bank"). As of the end of June 2020, China Guangfa Bank's total assets were 2.81 trillion yuan, an increase of 6.84% from the beginning of 2020; total liabilities were 2.59 trillion yuan, an increase of 7.02% from the beginning of 2020. In the first half of 2020, China Guangfa Bank achieved operating income of 40.907 billion yuan, Achieved net profit of 6.486 billion yuan.

2. A card with a name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with some functions_On December 1, 2017, the "English Translation Standards for Public Service Fields" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.