The application type and channel are different, and the review time is different, which has nothing to do with whether it is passed or not. Some co-branded cards have membership functions, and the membership information needs to be verified with the co-branded party, so the review time is longer than that of ordinary credit cards.

Credit card review generally takes 7-18 working days. It depends on the bank’s review speed. There is no saying that longer is better. Credit card Jinpu Card can be applied through the branch counter (it takes about 30 days); it can be applied online or via mobile phone (it takes about 7 working days). Platinum Credit Card (can only be applied online and takes 10 working days). After the application at the branch or online is approved, there will be a text message notification by mail. If the application is rejected, there will be no text message. You can call the credit card service hotline 4006695599 or 021-61195599 for inquiries, or you can check the application progress through our online banking and mobile banking.

Credit card application process:

1. Applicants can choose to apply online, contact a credit card salesperson to apply at home, or apply directly at the counter to apply for a credit card from the credit card opening bank;

2. The staff of the credit card opening bank will review and return the phone number in the application materials to verify whether the application materials are true. Misunderstandings in the information will directly lead to application failure;

3. Application After the person passes the credit card review, he will receive a text message notification from the bank where he opened his account, and he can just wait for the card to be mailed;

4. After receiving the card, apply for activation. You can activate according to the activation method in the envelope. Generally, there is a manual call service. Activation, text message activation, counter activation and other methods can be decided according to your own convenience;

5. After activation, you can use the credit card normally, and pay attention to the monthly repayment date and repayment amount of the credit card.