. Deposit the mortgage payment in full into the designated account before the monthly repayment date stipulated in the contract (generally banks will require you to open a credit card account, the kind that cannot be overdrafted, so that it is convenient for you to deposit and for him to deduct money), and defer There is a penalty period. If you delay payment, you must notify the bank in time to deduct the payment after payment, otherwise the bank may deduct it again in the next period, so your penalty interest will increase. Note that if it is delayed, you will pay more than usual so that the bank can deduct the full amount. The bank will not deduct even one cent less. . If you lose your credit card or forget the account, you should go to the bank to apply for it again in time, and inform them of your latest credit card or account number, and let them modify the computer information in time. Otherwise, the bank may delay the processing and impose penalties. interest. 0. If you make a claim from an insurance company after an accident, the insurance company will ask you to go to the bank to issue a certificate of your repayment credit. If you repay the loan on time, the insurance company will pay you the full premium. If you fail to repay the loan on time, the insurance company will pay the compensation to the bank to offset the mortgage payment. Of course, the bank will not issue a certificate to you. So you're paying attention to your repayment credit. 1. After all the loans are paid off, ask the bank for relevant certificates, and bring the vehicle registration certificate to the vehicle management office to go through the vehicle mortgage cancellation procedures. Only then can the car be considered your own. If you repay the loan early, some of the performance insurance premiums may be refunded, and there may also be vehicle insurance premiums for the following year that were collected in advance by the insurance company. 2. Please pay attention to the loan period and determine it reasonably based on your repayment ability. Don't think that the longer the period, the lighter the monthly repayment burden will be, because banks generally require the mortgaged vehicle to be insured. As time goes by, your accumulated premiums will be higher, and the loan interest and performance premiums will also be higher. Under normal circumstances, a good driver may not need so many types of insurance, so you should calculate this account carefully!How to get a car loan with a CCB credit card? How to apply

Credit card loan is a very good function. Many investors use this function to circulate funds and invest in financial management. How to get a loan with CCB credit card? Can I get a loan to buy a car? How to do it? Is it easy to pass?

First of all, most credit cards are mainly for consumption, not for loans. Credit cards are just a tool to help you successfully obtain a loan. CCB’s credit cards do not provide loan functions, but there are There are two large-amount installment businesses similar to loans, one is car purchase installment and the other is housing installment. For both of these businesses, CCB transfers an additional amount of money to your credit card limit, which is used to buy a car or renovate a house, and then repays it to the credit card in installments. However, this money can only be paid at the dedicated installment POS of merchants that CCB cooperates with. It can be used by swiping the card on board, which cannot be used by ordinary POS machines.

CCB Long Card loan car purchase process

China Construction Bank has many types of credit cards, but if you want to apply for a credit card loan to buy a car, CCB Long Card is definitely a good choice.

1. Users with Dragon Cards can go to 4S stores that have a cooperative relationship with China Construction Bank and choose their favorite car models. It is worth noting that car purchases with credit card loans are often restricted in car models, and car buyers need to choose among designated car models.

2. Submit a credit card car purchase application, and submit your CCB Long Card, ID card, and employment certificate or real estate certificate to the car dealer.

3. The dealer submits the user application to CCB. If approved, the relevant car purchase procedures can be completed within three working days.

4. The car buyer pays the down payment, applies for vehicle insurance, and the dealer submits it to the handling bank.

5. After 2 working days, you can go to the dealer to swipe your card to pick up the car.

What is the application process for a China Construction Bank credit card loan to buy a car?

What is a construction credit card loan? CCB credit card loan is a credit card installment business from China Construction Bank. So, can I get a loan to buy a car with a CCB credit card? What is the application process for a CCB credit card loan to buy a car?

Usually, the purpose of everyone’s loans is generally very strong, either to buy a house or to buy a car. Let’s take a loan to buy a car as an example.

Car owners who choose a CCB credit card loan to buy a car can apply for a credit limit between RMB 20,000 and RMB 200,000. The types of installment payments include one year, two years, and three years. You do not need to pay the expected annualized interest rate of the loan when purchasing a car using credit installments. , you only need to pay the corresponding handling fee; of course, the handling fees for different installment loans are also different.

Through CCB’s credit card loan, you don’t need to pay a large amount of money to buy a car at once. You can directly use CCB’s pre-loan amount to buy your beloved car home! In addition, car owners who get a CCB credit card loan do not need additional guarantees and mortgage products, and can also enjoy the benefits of credit card points feedback. In other words, you do not need to bear high loan interest, and you can also avoid various repeated mortgage and guarantee procedures. The purpose of the loan can be achieved.

So, what is the application process for driving a car with a CCB credit card loan?

1. Users holding CCB credit cards can go to 4S stores that have a cooperative relationship with CCB to choose their favorite car models. It is worth noting that credit card loan car purchases are often restricted in car models, and car buyers need to choose among designated car models.

2. Submit a credit card car purchase application, and submit your CCB credit card, ID card, and employment certificate or real estate certificate to the car dealer.

3. The dealer submits the user application to CCB. If approved, the relevant car purchase procedures can be completed within three working days.

4. The car buyer pays the down payment, applies for vehicle insurance, and the dealer submits it to the handling bank.

5. After 2 working days, you can go to the dealer to swipe your card to pick up the car.

That’s it for the introduction of how to get a car loan with a CCB credit card.