If your CCB credit card is overdue, please repay it as soon as possible. The earlier the repayment, the less impact it will have on your credit record. Since the actual situation of different customers is different, our bank will handle it according to the actual situation of the customer. Please dial 95533, press the # key, and then follow the voice prompts to select "3 Credit Card Services" for consultation. If a customer repays late for a long time, the credit card will be overdue. This information will be recorded in the customer's personal credit record, which may affect future loans to buy houses, cars, and credit cards. If customers are worried about forgetting to repay, they can follow "China Construction Bank" on WeChat to receive bill reminders. In order to avoid late payment from affecting your personal credit, it is recommended to arrange credit card repayment in advance.

Tips: 1. If the credit card is not repaid in full beyond the due date, interest will be accrued on the relevant consumption transactions from the date the consumption was recorded, and compound interest will be accrued on a monthly basis. 2. When the repayment amount is less than the minimum repayment amount, a repayment penalty will be paid based on a certain proportion of the unpaid portion of the minimum repayment amount. 3. If overdue information occurs due to failure to repay the minimum credit card repayment amount in full and on time, CCB will report it to the Financial Information Database of the People's Bank of China in accordance with regulations.

(In case of business changes, please refer to the actual situation.)