Credit card loading is actually a sub-account that loads a part of your designated savings card or your credit card limit. This part of the transfer is also called an e-wallet, which can support some of the current quick pass services, such as swiping a bus card or shopping in a supermarket. When making purchases, you do not need to swipe the card, but use contact consumption. Since the functions of e-wallets are aimed at daily consumption, the amount generally designed is not too high, such as 100-1,000 yuan.

For example, if your e-wallet balance is less than 100 yuan, you can automatically deduct 1,000 yuan from your designated card to supplement this function. Whether to use this function depends on where you open these businesses. The number of times, for example, whether the bus in your city can swipe the card like this.

Maybe some cardholders haven’t figured out what credit card loading means, so let me briefly explain:

1. Loading refers to electronic cash small-amount payment. ;

2. For example, if you have a 10K card limit, you can transfer 1K to the credit limit. The upper limit of the credit limit is 1K, and the upper limit of each consumption is 300;

3. Load credit There is no need to enter a password or sign;

4. A transfer means depositing money into it, and vice versa, and a withdrawal means a withdrawal;

5. You can transfer the money and details in You can't see it in online banking (currently), and you can't make withdrawals in circles. You can only go to the counter;

6. There is no reminder when swiping the card;

7. For example, if you have a card with a limit of 10K , transfer 1K out to transfer, then your limit becomes 9K, but when you transfer money in, it must exceed 10K (that is, more than the transferred money) to be fully paid. As long as the transferred balance exceeds 9K, it is positive.