First, there is no formalities for domestic credit cards to take the UnionPay line in Hong Kong. It's in foreign currency, and it's in RMB shown on the bill. Exchange rate competition has been formed;
Second, domestic credit cards take the VISA line in Hong Kong, and the handling fee is foreign currency, and the bill shows US dollars.
Can a credit card with the Bank of China UnionPay logo be exchanged for lira in Turkey? If there is only the UnionPay logo on the credit card, you can withdraw the local currency from the ATM that supports UnionPay in the tourist country. Cash withdrawal fee and single-day cash withdrawal limit shall be subject to the announcement of the issuing bank.
Can credit cards with UnionPay logo be swiped directly in Vietnam? Credit cards with UnionPay logo can be swiped on POS machines with UnionPay logo in Vietnam, but it will be greatly restricted.
1. Generally speaking, POS machines in Vietnam are also very popular, but there are not many UnionPay machines.
2. There are relatively many UnionPay POS machines in Ho Chi Minh, and it is convenient to use the UnionPay logo as a credit card. However, in Nha Trang, Da Nang and Hanoi, where China people go more, it is basically impossible to use UnionPay cards, because the most common bank card organizations in Vietnam are VISA, Master and JCB.
3. To go to Vietnam, it is best to bring a credit card with VISA logo and MasterCard logo.
Tip:
When swiping a card in Vietnam, if you take a non-UnionPay line, you generally don't need to enter a password for verification.
Can CCB's Jbc logo credit card be swiped on UnionPay equipment? Hello, if there is only JBC logo, you can only swipe your card on JBC equipment.
Can I use a credit card with UnionPay logo in Japan? UnionPay cards can be directly swiped in most major shopping malls in Japan. In many large electrical shopping malls, UnionPay cards will be given a 15% discount and then tax-free. (Tax exemption is limited to short-term visas. )
Can mainland credit cards be used in Hong Kong? It's best to bring a dual-currency card to Hong Kong, either master or visa. Generally, big shopping malls and hotels have UnionPay pos machines, so you have to let the cashier take the UnionPay route, that is, just change Hong Kong dollars into RMB.
Some small shops in Hong Kong don't have UnionPay lines, so they have to use master or visa (both), but they have to charge a foreign exchange conversion fee, that is, first convert Hong Kong dollars into US dollars, add this amount of US dollars, and then convert it into RMB. Different banks are different. China Merchants Bank 1.5%, Shanghai Pudong Development Bank 2%, Bank of Communications 1.75%, Minsheng 1. 1%, Bank of China 1.0%. For example, if you buy something of HK$ 100 with the card of China Bank, you have to pay back the equivalent and 65438+.
But it depends. Last time I went shopping in Sasha, I took the UnionPay line. Later, when I saw that I could get a 30% discount with visa, I asked the salesperson to swipe the UnionPay refund form and then use visa. Although there is a foreign exchange fee, it is much cheaper.
In addition: Some Hong Kong people don't know Chinese. You look like a China, but they may be Singaporeans, Malaysians and others. If you say he doesn't understand UnionPay, you should tell him the English abbreviation of UnionPay: CUP.
Excuse me, can I use a debit card with UnionPay logo in Hong Kong? Hello! Of course. Can be used on ATM machines.
Basically, debit cards can be used, as long as there is a UnionPay logo. Those big shops are better. If you pay the deposit at the hotel, you may have to use a credit card instead of a debit card.
Can I only use UnionPay credit card for frm registration? Requirements for credit card processing: In most cases, citizens with full capacity for civil conduct (citizens aged 65,438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank; Applicants for credit cards must have a stable job and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
Is there a handling fee for UnionPay cards (credit cards) with VISA logo to swipe their cards in Hong Kong? That depends on which channel you take. Credit card consumption, whether through UnionPay channel or VISA channel, will not generate handling fees. However, if you take the visa channel, the bookkeeping currency is not RMB. If you want to exchange RMB for money, there will be a handling fee for converting RMB into foreign currency. If you take the UnionPay channel, there will be no such exchange fee. Hong Kong dollars will be directly included in RMB.