It works. There's no problem at all. Credit cards have a credit limit, so you can spend first and then repay. If the cardholder repays in full before the due repayment date, all the consumption of the current bill will enjoy interest-free repayment, and no interest will be charged.

In addition to consumption, you can also withdraw cash and installment. Especially when traveling, it is very easy to use whether booking air tickets or hotel international credit cards. UnionPay cards are not widely used.

And there are many marketing activities of credit cards. The same is true for credit cards, so the cost performance of using credit cards is relatively high. In addition to being easy to use, you can also participate in marketing activities, accumulate credit card points and redeem gifts.