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Why does the credit card display 62?

The reason why the POS machine shows 62 for transaction failure:

62 means: transaction failed, please contact the issuing bank for restricted cards. This cardholder is a risk card holder of the bank. People, have been monitored by the bank, pay attention to prevent risks.

Generally speaking, this situation occurs because I have credit stains, and I need to contact the bank to resolve it.

Error code summary: 00 - the POS machine transaction was successfully accepted or the transaction was successful. 07——Card confiscated, please contact the acquiring bank to confiscate the card under special conditions (this case is a high-risk card, suspected of being a black card or a counterfeit card). 13——The transaction amount exceeds the limit, please try again. The transaction amount is invalid. Use small-amount transactions or contact the card issuing bank. You can apply to the bank to temporarily increase the credit limit, or swipe the card for small amounts. 22——Operation error, please try again. The POS status is inconsistent with the center, sign in again, make sure the operator number and password are correct, and swipe the card again. 79——The POS terminal retransmits offline data. The offline data uploaded by the POS terminal is not reconciled. Check whether the interface is connected properly.