The functions of credit card points: redeem gifts, exchange points for oil, redeem airline miles, etc.

Credit card points have many uses. The following are some common ones:

1) Redeem gifts. You can go to the bank's official website of your credit card to look for credit card points options, and you can see the gifts that the points can be redeemed for. In addition to physical objects, there will also be some products, experiences, and the like.

2) Points mall to redeem gifts, you can go to the mall to redeem gifts. Points can be used to redeem goods or deduct a certain amount at bank partner merchants. Merchants such as Starbucks often have such credit card point redemption activities.

3) Points can be used to change oil. For example, CCB Long Card car card points can be used to change oil. It is a type of CCB credit card oil card. Car card points are generally redeemed for oil. The car owner's card may also be redeemed for oil or tolls.

4) Redeem airline miles. Points from some credit cards can be directly exchanged for airline miles, and the miles converted from points can be used when you go on a business trip or travel.

5) Points from some credit cards can also be directly redeemed for annual fee reductions.

1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

2. A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front and the name of the cardholder is printed on the back. Chip, magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

3. Credit card classification: According to different card issuers, it can be divided into bank cards and non-bank cards

1) Bank card: This is a credit card issued by a bank. Cardholders can You can also withdraw cash at any time at any branch or ATM of the card-issuing bank.

2) Non-bank cards: This type of card can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly.