The characteristic of Yidai Card is that consumption can be automatically installmentd, but other functions are the same as those of ordinary cards, including cash withdrawal function. Cash withdrawal is divided into two situations:\x0d\1, overdraft cash withdrawal, cash withdrawal The limit is 50% of your credit card limit, and each card can only withdraw up to 2,000 per day. There are handling fees and interest for overdraft withdrawals. The handling fee is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. There is no interest-free period for cash withdrawals. The bank will charge interest at a rate of 50,000 per day from the date you withdraw the cash into your account. Then 300*0.5%=1.5, because the minimum is 2 yuan, so you will be charged a handling fee of 2 yuan. \x0d\2, take the excess payment. If you have excess deposits in your card, that is, overpayments, there is no handling fee for withdrawing the overpayments from the China Construction Bank in the province where your card issuance bank is located. If you withdraw your own money, there is of course no interest. \x0d\In addition, I would like to remind you that your Yidai Card's daily consumption is automatically installmentd, but cash withdrawals will not be installmentd.