Yes The virtual card of Bank of Communications is different from that of other companies. After receiving the traffic credit card, you should stop using the virtual credit card. The virtual card function of other companies is mostly pre-activated, that is, the virtual card can be activated before receiving the physical card, which is convenient for users to spend in advance. Traffic credit card generally refers to Bank of Communications credit card. On October 25th, 2004, the Pacific Credit Card Center of Bank of Communications was formally established.