1. Can I get a loan with a transportation credit card?

I can get a loan with a transportation credit card, but it must meet the following conditions:

2. Can I apply for a loan if I have a Bank of Communications credit card?

You can apply for cash installment. The specific steps are as follows:

1. Enter the official website of Bank of Communications and click "Home", as shown in the figure below.

2. Click "Personal Business", as shown in the figure below.

3. Find "Personal Loan", as shown in the picture below.

4. Select the loan type, fill out the application and submit it, waiting for review, as shown in the figure below.

3. If the Bank of Communications credit card limit has been used up, can I still borrow money?

The Bank of Communications credit card limit has been used up, so borrowing is not allowed.

Relevant regulations for Bank of Communications credit cards:

1. While achieving fast financial services, pay more attention to security settings. Taking Pudong Development Bank’s mobile banking as an example, it has a mobile phone number identification function, which is equivalent to adding a key to open mobile banking held by the customer. If the customer’s mobile phone number cannot be obtained, the customer cannot use the corresponding identity to log in to mobile banking, which greatly improves the efficiency. The security of mobile banking,

At the same time, mobile banking will display the customer number to confirm the identity after the customer logs in to avoid phishing. Shanghai Pudong Development Bank also separated the mobile banking login password and payment password to establish two safety nets for transactions. In addition, when the query password set by the user is too simple, the system will automatically prompt the user to change the password.

2. Other banks’ mobile banking also have their own unique strategies in terms of risk prevention. For example, when transferring money through ICBC’s mobile banking, a dynamic password card is required in addition to the password; while the account number of the user of China Merchants Bank’s mobile banking only needs Partial screen display can reduce the risk of account leakage due to the use of mobile phones in public places or theft of mobile phones.

3. Banks understand customer needs and have customer information, so banks will play an increasingly important role in this business. The main role of mobile operators is to provide secure data transmission channels for the business. An important reason for the rapid development of South Korea's mobile banking business is that banks play an active role in this business.

4. Banks can first transfer some simple services to self-service on mobile phones, such as account inquiries. According to statistics from the American Banking Association, the overall cost for users to go to the bank to receive services at the counter is US$2.7, while the cost is reduced to 1/4 through the teller machine. The cost of independent services through mobile phones is only 1/20 of the counter service.

Therefore, the Bank of Communications credit card limit has been used up and you cannot borrow money.

Extended information:

The role of Bank of Communications credit card limit:

1. Guiding role

The guiding role of CCB’s mobile banking is mainly reflected In the guiding role of performance indicators, performance indicators are to clarify goals and guide work for employees.

2. Constraint effect

Some CCB mobile banks will clearly tell employees what they should do, whether the work they do is consistent with the performance indicators, and constrain employees' daily behaviors and management standards. and work priorities and goals.

3. Cohesion effect

Once CCB Mobile Banking is implemented, employees will use various resources and gather all available forces to achieve and complete performance goals, which can unite everyone in one ***The same goal and direction.

4. The role of competition

The setting of CCB’s mobile banking requires employees to achieve goals through hard work. The performance indicators clarify the direction and goals of employees’ efforts, thus providing Competition goals and comparison standards among employees, between departments, and between the enterprise and the outside world make employees compete with each other to complete performance appraisal indicators.