Don't trust all the people who advertise credit card extension, suspension, credit repair and policy surrender. Recently, there are more and more such advertisements in friends circle. They are mysterious and magical, claiming to have internal relations, coquettish operations and roads, all of which can help you! In fact, they are not so mysterious. They just help you forge information, exploit policy loopholes, force banks/insurance companies, pester them to complain maliciously, and finally achieve their goals. Finally, although you spend money to achieve your goal, you may be blacked out by this bank in your life, and even share the blacklist of industries with other banks, which is not worth the candle!

What do you mean, stop paying? Stop payment refers to a way that the cardholder and the financial institution reach a humanized installment agreement again after the credit card fails to repay the loan within the time limit, and buy back the fixed credit line, deposit and its reserve fund in the credit card, make the second installment payment and repay the loan on time every month. Stopping interest payment is equivalent to stopping interest payment and paying the cost in installments. You can apply for five years at the longest.