There are five kinds of personal accounts that can be exempted from account management fees: \x0d\ 1. The daily average total assets account is free. \x0d\2。 Enterprise annuity account and one-card gold card for paying wages, bonuses, provident fund, etc. Or withhold insurance premiums and tuition fees, and transactions in the current month (period) are free. \x0d\3。 A card that is used to pay the phone bills of mobile phones and fixed phones and has a transaction amount in the current month is free. \x0d\4。 Personal loans of China Merchants Bank (including housing mortgage loans, automobile consumption loans, comprehensive consumption loans and personal pledge loans) are being returned, and the one-card gold card and golden sunflower card are free. \x0d\5。 A card with automatic repayment function of China Merchants Bank credit card and normal credit card status is free. \x0d\6。 If there are new regulations, the new regulations shall prevail.