The first repayment is 700 (10). The total amount owed during the second repayment is: A. The unpaid balance from the previous period is 6,300, B. The first batch of interest: calculated at 0.05 of the consumption amount of 7,000 per day until the first repayment. During the third repayment: A. The remaining unpaid balance from the previous period (6300-630). B. The second batch of interest (6300 first batch of interest and the interest accrued together). The fourth repayment is 10 of 5670 plus the third batch of interest (the same interest as the second batch of 5670 interest). . . Starting from the second repayment, the accumulated interest will be shown on the bill. If you pay off the interest in time when making the minimum payment, you can avoid interest accrual. If the interest is repaid in time, then
700; 630 140; 567 94.5; 510 85.05; 460 76.55; 413.3 68.89; 372 62; 335 55.79;
302 50.21; 271 45.19; 244 40.66; 220 36.9;. 198 32.93;178 29.63;160 26.66;
144 23.99;130 21.59.;117 19.43;105 17.48;94.3 15.73;85 14.15;76.4 12.74;
68.77 11 .46;61.89 10.32 ;. 55.7 9.28; 50.13 8.36; 45.12 7.52; 40.61 6.77; 36.55 6.09; 32.89 5.48; 29.6 4.93; 26.64 4.44; 23.98 4; 21.58 3.6; 19.42 3.24; 17.48 2 .91;. 157.34 2.62=159.96. After three years of repayment, there is still 159.96 yuan outstanding. To pay off the total *** in three years and one month, you need to repay 8060.79 yuan. It will cost 8058.17 yuan to pay off in three years. If it is paid off in two years, it will cost 7991.55 yuan. If you directly apply to the bank to repay in installments, the handling fee for each period is 0.6, the monthly handling fee is 42 yuan, and it will cost 8,008 yuan to pay off the loan in two years (24 installments). Each fixed repayment is approximately RMB 333.67. The above data is calculated based on consumption of 7,000 yuan on the same day. Specifically, the interest is calculated based on the number of days each consumption payment lasts. If the consumption is not on the same day, the first batch of interest will be lower than 140 yuan.