To avoid overdue payments, you should mainly do the following:

1. Repay on time: Postal Savings Bank of China credit card holders must pay their dues 20 days after each statement date (including the 20th If you repay within days), there will be no overdue record.

2. Full repayment: Postal Savings Bank of China credit card holders will not have overdue records if they repay in full before the final repayment date.

3. Minimum repayment amount: Postal Savings Bank of China credit card holders are unable to repay in full due to temporary tight funds on hand, then they can also adopt the minimum repayment amount (the entire repayment amount) 10) method of repayment, so that although the cardholder still owes money, the card issuer will not regard this method as overdue. Therefore, no overdue records will be generated. I hope my answer can help you~~~